FINANCE.PV
FINANCE.PV(rate, periods, amount, future_value = 0, end_or_start = 0)
Calculates the present value of an investment, based on constant-amount periodic payments and a constant interest rate.
- rate: Interest rate.
- periods: Number of payments to be made.
- amount: Amount paid per period.
- future_value: Future value remaining after the final payment.
- end_or_beginning: Whether payments are due at the end (0) or the beginning (1) of each period.